Financial Advice Archive

Stocks and bonds: how to mix them?

Stocks and bonds: how to mix them?

Posted on August 05, 2018
We wrote about stocks, bonds and their respective strengths. Not long ago, we also had an analysis about the probable comeback of the latter. But there’s one topic we haven’t covered so far: how to mix stocks and bonds in portfolios. In this post, we’re going to write about the golden rule. 

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Retirement age is rising globally

Retirement age is rising globally

Posted on July 08, 2018
Russian government announced that they are planning to raise retirement age significantly in the near future. The idea had repercussions, but the phenomenon of raising retirement age is far from unique. The same thing happens around the globe. This alone, however, might not be enough and people will have to start saving better.

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How to spot fake investment promises?

How to spot fake investment promises?

Posted on June 13, 2018
Every year investments surface with guaranteed high returns, around 20% or higher per year. But is that possible? The logic of the whole economy says no: high returns are only possible with high risks, therefore without guarantees. Then how could it be that companies offer such solutions? They might be overoptimistic or (to say the least) not perfectly honest.

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Preparing for retirement made easier

Preparing for retirement made easier

Posted on May 27, 2018
Thinking about retirement can be scary knowing that most of the pension systems are crumbling around the world. However, with the proper techniques, saving can be a little bit easier. Even serious goals, like saving twice one’s yearly salary by the age of 35 can be reached.

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Financial success is a path, not a goal

Financial success is a path, not a goal

Posted on May 06, 2018
Many believe that financial success is the ultimate goal and it doesn’t matter how someone gets there. But statistics show that people who get rich too fast (like lottery winners do) blow all their money and go bankrupt in just years.

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